Cryptocurrency • Stocks • Gold & Silver

One account, unlimited possibilities

  • savings

    The tax advantages of a Traditional, Roth or SEP IRA

  • trending_up

    Zero-commission stocks and ETFs, including fractional shares

  • rocket_launch

    AI-formulated quantitative strategies with Q

  • support_agent

    Award-winning, US-based client support

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16,000+ reviews rated “Excellent”
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Put rules between you and the market.

Access automated, AI-formulated strategies designed to respond systematically as crypto markets change. Built directly into your account - no bot to build, no code, no constant monitoring.

Performance shown compares the hypothetical growth of $10,000 invested with the Quantum strategy against a buy-and-hold portfolio of BTC, ETH, LINK, SOL and XRP, allocated equally at the start of the four-year period and held without rebalancing. Based on historical data and back-testing, net of applicable fees; not actual client results. Past performance does not indicate future results.

$
186,039
+1,760%

Q strategy - hypothetical $10,000 over four years

$
34,708
+247%

Buy and hold - the same $10,000, never rebalanced

Learn more about Q
Q - AI-Formulated Quantitative Trading Strategies
Account types

Choose the account that fits your money

An IRA for retirement money, a custody account for crypto and metals you already own, a treasury account for a business, trust or non-profit - and Q available inside whichever one you pick.

Q - AI-Formulated Quantitative Trading Strategies

Q Strategy

AI-formulated quantitative trading strategies that respond systematically as crypto markets change - built into the account, with no bot to build and no code to write.

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Individual Retirement Account

Traditional, Roth and SEP IRAs for crypto, gold and silver - with the tax advantages of a retirement account.

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iTrustCapital Premium Custody Account Logo

Premium Custody Account

Buy, sell and store crypto in a non-IRA account, with institutional custody and 24/7 access.

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iTrustCapital Treasury Account Logo

Treasury Account

An institutional-grade account for businesses, trusts and non-profits to buy, sell and custody crypto as part of their treasury strategy.

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$18 billion in transactions and 300k+ accounts

More than 300,000 accounts have opened with iTrustCapital and $18 billion in transactions have moved through the platform. Here is what clients say about onboarding, support and security.

“I was shocked when I called and a live person answered (from the United States)! I didn’t have to sit on hold or press any prompts. I am so impressed with the level of customer service.”

K.R.
iTrustCapital client

“I moved to iTrustCapital mostly for security reasons because my previous provider kept all the funds in hot wallets. iTrustCapital takes a much more robust approach to security.”

T.M.
iTrustCapital client

“I took months to decide which account to roll over, but they were so incredibly patient with me and really went out of their way to explain all of my options.”

Chandler R.
iTrustCapital client
Read all 16,000+ reviews
Get started in minutes

Make your retirement funds work for you

Three steps, no sign-up fees, and a team on the phone if you would rather do it with a person beside you.

1

Sign up

Create your account in a few clicks. Getting started is free - there are no sign-up fees.

2

Fund your account

Contribute by ACH, transfer an existing IRA, or roll over an old employer plan. Crypto IRAs support in-kind transfers, so you don't have to sell your positions to switch.

3

Buy and sell

Once funded, buy and sell cryptocurrency, stocks, ETFs, gold and silver - 24/7, from the platform or the mobile app.

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All in one place

Crypto, stocks & ETFs, precious metals

Buy and sell all three from the same balance, 24/7, without moving between providers.

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Fees

What it costs

There are no monthly or annual account fees, and no startup or exit fees. There is no fee to open an account. What you pay depends on what you trade.

currency_bitcoin
Cryptocurrency

Transaction fee, on every buy and sell.

1
%
show_chart
Stocks & ETFs

Zero-commission purchases and sales, including fractional shares.

$
0
workspace_premium
Gold

Over spot, per ounce, on physically allocated gold.

$
125
/oz
diamond
Silver

Over spot, per ounce, on physically allocated silver.

$
6
/oz

The fine print, in plain English

Additional asset pricing fees may apply. The estimated execution price shown before you buy or sell includes all iTrustCapital fees. Fees are subject to change - the platform shows the current schedule before you trade.

See the full fee schedule
Institutional-grade custody

Your assets are secure

Cryptocurrency is not legal tender, is not backed by the US government and is not covered by FDIC insurance. Client assets are held by third-party institutional custodians - not by iTrustCapital.

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Your assets, not ours

iTrustCapital never takes custody of your assets. We don't borrow or lend against client assets to generate a return for the firm - and we don't allow our custody providers to do it either.

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Secure storage

Client assets are secured and stored with third-party institutional storage providers, not on our balance sheet.

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Regulated custodian

A regulated, state-chartered trust company holds the self-directed IRAs and custody client assets.

Custody and banking partners

Frequently asked questions

Create your account in a few clicks - it's free. Choose the account type that fits, then fund it by ACH contribution, an IRA transfer or a 401(k) rollover. Crypto IRAs support in-kind transfers, so you don't have to sell to move across.

There are no monthly or annual account fees, and no startup or exit fees. Cryptocurrency transactions cost 1%, stock and ETF trades are zero-commission, and gold and silver are charged at $125 and $6 over spot per ounce. The estimated execution price shown before you trade includes all iTrustCapital fees.

Cryptocurrency including Bitcoin, Ethereum and XRP; stocks and ETFs, including fractional shares so you can invest by dollar amount; and physically allocated gold and silver held with digital ownership.

Held inside a Traditional, Roth or SEP IRA, your trades are not taxed year to year - you pay tax under the rules of the account you chose when you take a withdrawal. Tax treatment depends on your circumstances, and iTrustCapital does not provide tax advice.

An exchange account is taxable. An iTrustCapital account is a retirement account, so trading inside it isn't taxed annually - and the same account also holds zero-commission stocks and ETFs and physically allocated precious metals. Client assets sit with third-party institutional custodians rather than with the platform.

Yes. You can transfer an existing IRA or roll over an employer plan, and crypto IRAs support in-kind transfers, so your positions can move across without being sold first.

Can't find your answer?

The full FAQ covers account setup, transfers, tax reporting and security in more detail.

See the full FAQ
Support

Still have questions?

Our friendly support team is here to help. Real people, based in the United States.

  • schedule

    Phone hours: Monday to Friday, 7AM - 5PM PT

  • call

    (562) 600-8399

Visit the support site
Call (562) 600-8399